Why do many people who buy car insurance? The reason is because that person would have realized the magnitude of the benefits of buying car insurance. What are the benefits of car insurance?
Can do with the right financial plan
By purchasing car insurance means you've made a financial plan appropriately. This means that the funds you take out each year can be beneficial for the future. In other words, can provide some protection if it was wrecked or lost on a car.
The cost of car damage due to the riot, sabotage, and natural disasters will be replaced
The insurance company also will reimburse the cost of the damage to the car due to the riot, sabotage, and natural disasters (floods, earthquakes, tsunami, or landslide). However, for the damage caused by natural disasters the insurance companies not all download covernya only a few only.
The cost of losing the car also replaced
There is also the insurance companies that replace lost car cost policyholders or replace with a new car. With notes, the car lost not because of the influence of hypnosis, not because it was leased to another person (the only insurance company to insure private cars), or not because the Act of fraud or cheating.
Medical expenses cover passenger and driver
In addition, insurance companies will usually give the cost of the care and treatment against the driver and passengers in case of a car accident. Average cost driver is usually around 50 thousand rupiah and passengers of 10 thousand dollars per person.
Do you have a car? If Yes, we recommend that you consider to buy car insurance. However, before buying should avoid the following things so you can get the best car insurance:
Not paying attention to the reputation of the company
Error in buy car insurance could be due to the lack of information on the provider search. Such information can be barapa long the insurer stands, how much the customer owned, how a given company's service to every customer, or whether many clients who complain against the insurance company.
Do not understand the product
Surely any company car insurance offers protection and premiums vary. Errors that often occur when a person is buying car insurance is not understand the protection and the amount of the premium. Finally, when the risks occur, they realized the protection of what should and should not buy them. In addition, if they do not understand the amount of the premiums, they can just pay a premium dollar for a little protection.
Don't pay attention to warranty extension
The guarantee borne by companies is usually only about compensation for the damage caused by accidents or riot or all-risk protection and TLO, whereas, legal guarantees of third parties, the costs of hospitals, the cost of accidents and natural disasters, the protection of passengers, etc. are not included.
These things belong to the warranty extension in manabiasanya the company will add a premium if the policyholder wishes to get it. Well, the policy holder's fault is considered such matters is included in the guarantee is given, so that the time loss due to such matters occur, they are not getting anything from the insurance.
Not consider premium
Many people who encounter errors in buying car insurance because attracted by cheap premiums offered by a single company. Whereas, logically how insurance companies will give you the sum assured that fits your needs if the premiums alone cheap.
Do not consider the reference from friend nearby
We recommend that before buying car insurance, consider first the reference company of Your closest friends. It could be, he has been buying car insurance at insurance companies. At least you'll get an overview of the insurance company. With so little, it's likely to get errors in buying car insurance.
Do not buy from a trusted dealer
There are many ways to buy car insurance, one of which was the purchase of a car insurance agent. However, it never affected at sweet crap on the insurance agent. This means that You should investigate in advance whether the agent can be trusted or not. This is so that you do not encounter errors in buying car insurance.
No comments:
Post a Comment