Many people do not realize the importance of travel
insurance when traveling. In fact, it is not impossible misfortune can befall, both
individuals and groups, on the go. And when disasters occur, the material loss
was almost inevitable. That's where someone recently realized the importance of
travel insurance.
We may have to know what the functions and benefits of
insurance. Broadly speaking, the function of the travel insurance is not much
different from regular insurance, as one form of protection. The difference, travel
insurance is valid only during a certain period of time, i.e. for buyer's
premium travel or traveling up to go home.
What is not known to many people is the large number of
variants of travel insurance. Of course, the various benefits and protection
offered also influenced by premiums paid. However, in General, the types of
benefits that are often offered by travel insurance is as follows:
# 1 Accidents
Some money will be paid for death, loss of limbs, or total
paralysis due to accidents that occur during the trip.
# 2 Double Closure
Compensation for personal accident will be duplicated if an
accident happens at the moment are inside a commercial aircraft scheduled.
# 3 The cost of emergency treatment
Some travel insurance product offers the benefits of
emergency treatment, when you fall ill while traveling away from home, and
require expensive medical expenses.
# 4 The repatriation of corpse
Products that bear this problem usually offers two
alternatives: the cost of the repatriation of the bodies or the cost of
cremation or burial at location where death occurred.
# 5 Child care Benefit and the visit of grief
This benefits provided on a single person family or
relatives, that are necessary to live with or to travel with you for being
treated abroad.
# 6 Medical evacuation
Some travel insurance products offer 24-hour emergency
assistance worldwide.
# 7 Luggage and personal items
Travel insurance can bear the losses incurred due to the
loss and damage to your baggage, including the stuff in it as well as the stuff
that you use during the trip. Some insurance products even giving punitive
damages if there is luggage delays over 12 hours.
# 8 Travel related
Generally, travel insurance also offers protection against
some cases such as the postponement of the trip (usually transportation delays
over 12 hours), reimbursement of the advance payment forfeited due to things
that are outside the powers of the policyholder, up to the cost of
accommodation, food and beverages incurred due to flight is not ongoing process.
# 9 Home protection
This benefit is intended to pay for damage from fires over
the contents of the insured homes left empty because the journey is done.
Of course, what is offered by the insurance company with
each other can be very different. The bottom line is ask as many and as clearly-explained
product before buying travel insurance. ' Countdown ' which may suit your
travel needs. At first glance, travel insurance and are less trifling impressed
urgently. However, it will be different when you are traveling with an
Entourage, and of course the beloved family.
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